/* ═══════════════════════════════════════════════════
   Persönlicher Finanzrechner — FarmVille Style
   Fonts: Fredoka One (Headings), Nunito (Body)
   Google Fonts:
   https://fonts.googleapis.com/css2?family=Fredoka+One&family=Nunito:wght@400;600;700;800&display=swap
   ═══════════════════════════════════════════════════ */

:root {
  --sky:       #87CEEB;
  --sky2:      #b8e4f5;
  --grass:     #5DB85C;
  --grass2:    #4aa349;
  --earth:     #8B6340;
  --sun:       #FFD700;
  --sun2:      #FFA500;
  --cream:     #FFFBE6;
  --white:     #FFFFFF;
  --wood:      #C8893A;
  --wood2:     #A0682A;

  --green:     #5DB85C;
  --green2:    #4aa349;
  --green-l:   #eaf7ea;
  --blue:      #4A90D9;
  --blue-l:    #EAF4FF;
  --orange:    #FF8C2A;
  --orange-l:  #FFF3E5;
  --red:       #E84040;
  --red-l:     #FFEAEA;
  --purple:    #9B59B6;
  --purple-l:  #F5EAFB;
  --teal:      #2EB8A0;
  --teal-l:    #E5F9F6;
  --yellow:    #F5C518;
  --yellow-l:  #FFFADF;

  --text:      #3A2A10;
  --text2:     #7A6040;
  --text3:     #B09060;

  --head:    'Fredoka One', cursive;
  --body:    'Nunito', sans-serif;
  --r-sm:    10px;
  --r-md:    16px;
  --r-lg:    24px;
  --r-xl:    32px;

  --shadow: 0 4px 0 rgba(0,0,0,.18);
  --shadow-sm: 0 2px 0 rgba(0,0,0,.14);
  --shadow-inner: inset 0 2px 4px rgba(0,0,0,.08);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html, body { height: 100%; overflow: hidden; }

body {
  font-family: var(--body);
  background: var(--sky);
  color: var(--text);
  font-size: 14px;
}

/* ─── GRASS GROUND ─── */
body::after {
  content:'';
  position: fixed;
  bottom: 0; left: 0; right: 0;
  height: 60px;
  background: var(--grass);
  border-top: 4px solid var(--grass2);
  z-index: 0;
  pointer-events: none;
}

/* ─── HEADER ─── */
header {
  height: 56px;
  background: linear-gradient(180deg, #5C9E3A 0%, var(--grass) 100%);
  border-bottom: 4px solid var(--grass2);
  display: flex;
  align-items: center;
  padding: 0 20px;
  gap: 14px;
  position: relative;
  z-index: 10;
  box-shadow: 0 4px 8px rgba(0,0,0,.15);
}
.logo {
  font-family: var(--head);
  font-size: 22px;
  color: var(--cream);
  text-shadow: 2px 3px 0 rgba(0,0,0,.25);
  letter-spacing:.02em;
  display: flex;
  align-items: center;
  gap: 8px;
}
.logo-icon { font-size: 26px; }
.logo-sub {
  font-family: var(--body);
  font-size: 11px;
  font-weight: 700;
  color: rgba(255,255,255,.7);
  background: rgba(0,0,0,.15);
  padding: 2px 10px;
  border-radius: 20px;
}
.header-stars {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 6px;
  background: rgba(0,0,0,.15);
  padding: 4px 12px;
  border-radius: 20px;
}
.star-txt {
  font-family: var(--body);
  font-weight: 800;
  font-size: 13px;
  color: var(--sun);
  text-shadow: 1px 1px 0 rgba(0,0,0,.2);
}

.lang-switcher {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 4px;
  background: rgba(0,0,0,.12);
  padding: 4px 6px;
  border-radius: 20px;
}
.lang-btn {
  font-family: var(--body);
  font-weight: 800;
  font-size: 11px;
  color: rgba(255,255,255,.4);
  background: transparent;
  border: none;
  padding: 3px 9px;
  border-radius: 14px;
  cursor: pointer;
  transition: all .15s;
  letter-spacing: .02em;
}
.lang-btn:hover { color: rgba(255,255,255,.7); background: rgba(0,0,0,.1); }
.lang-btn.active {
  background: rgba(0,0,0,.35);
  color: #fff;
  box-shadow: 0 2px 0 rgba(0,0,0,.25);
}

/* ─── MAIN LAYOUT ─── */
.main {
  display: grid;
  grid-template-columns: 380px 1fr;
  height: calc(100vh - 56px);
  overflow: hidden;
  position: relative;
  z-index: 1;
}

/* Kinder des linken Panels dürfen nicht schrumpfen — Panel scrollt stattdessen */
.left > * { flex-shrink: 0; }

/* ─── LEFT SCROLL ─── */
.left {
  background: rgba(255,255,255,.55);
  backdrop-filter: blur(4px);
  border-right: 3px solid rgba(255,255,255,.6);
  overflow-y: auto;
  min-height: 0;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.left::-webkit-scrollbar { width: 6px; }
.left::-webkit-scrollbar-track { background: var(--sky2); border-radius: 3px; }
.left::-webkit-scrollbar-thumb { background: var(--grass); border-radius: 3px; }

/* ─── RETIREMENT AGE PANEL ─── */
.ret-panel {
  background: linear-gradient(135deg, #FFF9E0, #FFF0C0);
  border-bottom: 3px solid #E8C840;
  padding: 14px 16px;
  position: relative;
  overflow: hidden;
}
.ret-panel::before {
  content: '🌟';
  position: absolute;
  right: 12px; top: 10px;
  font-size: 32px;
  opacity: .15;
}
.ret-panel-label {
  font-family: var(--head);
  font-size: 12px;
  color: var(--wood);
  margin-bottom: 10px;
  letter-spacing:.02em;
}
.ret-row { display: flex; align-items: center; gap: 12px; }
.ret-btns { display: flex; flex-direction: column; gap: 5px; }
.ret-btn {
  width: 32px; height: 28px;
  background: linear-gradient(180deg, #FFE066, #FFB800);
  border: none;
  border-radius: var(--r-sm);
  box-shadow: 0 3px 0 #CC8800;
  color: var(--text);
  font-size: 13px;
  font-weight: 800;
  cursor: pointer;
  transition: all .1s;
  display: flex; align-items:center; justify-content:center;
  font-family: var(--body);
}
.ret-btn:hover { transform: translateY(-1px); box-shadow: 0 4px 0 #CC8800; }
.ret-btn:active { transform: translateY(2px); box-shadow: 0 1px 0 #CC8800; }
.ret-btn:disabled { opacity:.3; cursor:default; transform:none; }

.ret-age-bubble {
  background: linear-gradient(180deg, #FF9500, #FF6B00);
  border-radius: 50%;
  width: 72px; height: 72px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  box-shadow: 0 5px 0 #C04800, 0 0 0 3px rgba(255,255,255,.4);
  flex-shrink: 0;
}
.ret-age-num {
  font-family: var(--head);
  font-size: 32px;
  color: #fff;
  line-height: 1;
  text-shadow: 1px 2px 0 rgba(0,0,0,.3);
}
.ret-age-unit {
  font-size: 9px;
  font-weight: 800;
  color: rgba(255,255,255,.8);
  letter-spacing:.08em;
  text-transform: uppercase;
}
/* Panel header: label links, toggle rechts */
.ret-panel-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 10px;
}
/* iOS-style toggle switch */
.toggle-wrap {
  display: flex;
  align-items: center;
  gap: 7px;
}
.toggle-label {
  font-family: var(--body);
  font-size: 11px;
  font-weight: 800;
  color: var(--text3);
}
.toggle-switch {
  position: relative;
  width: 40px; height: 22px;
  background: #C8B89A;
  border-radius: 11px;
  box-shadow: inset 0 2px 4px rgba(0,0,0,.2);
  border: none;
  cursor: pointer;
  transition: background .2s;
  flex-shrink: 0;
  padding: 0;
}
.toggle-switch::after {
  content: '';
  position: absolute;
  top: 3px; left: 3px;
  width: 16px; height: 16px;
  background: #fff;
  border-radius: 50%;
  box-shadow: 0 2px 4px rgba(0,0,0,.25);
  transition: transform .2s;
}
.toggle-switch.on {
  background: var(--green);
}
.toggle-switch.on::after {
  transform: translateX(18px);
}
/* Endkapital-Box rechts vom Alter */
.ret-capital-box {
  flex: 1;
  background: linear-gradient(135deg, #eafaea, #d4f5d4);
  border: 2px solid #a8dfa8;
  border-radius: 12px;
  padding: 10px 14px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  min-height: 72px;
}
.ret-capital-box.bad {
  background: linear-gradient(135deg, #fdeaea, #fbd4d4);
  border-color: #f0a8a8;
}
.ret-capital-label {
  font-family: var(--body);
  font-size: 10px;
  font-weight: 800;
  color: #4a8a4a;
  letter-spacing: .04em;
  text-transform: uppercase;
  margin-bottom: 2px;
}
.ret-capital-box.bad .ret-capital-label { color: #b04040; }
.ret-capital-value {
  font-family: var(--head);
  font-size: 26px;
  line-height: 1;
  color: #2a7a2a;
}
.ret-capital-box.bad .ret-capital-value { color: #c03030; }
.warn-box {
  margin-top: 6px;
  background: #FFF3CD;
  border: 2px solid #FFD060;
  border-radius: var(--r-md);
  padding: 6px 10px;
  font-size: 11px;
  font-weight: 700;
  color: #7A4A00;
  line-height: 1.5;
}

/* ─── SECTION / BARN STYLE ─── */
.section {
  margin: 8px 10px 0;
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.section:last-child { margin-bottom: 10px; }

.sec-hdr {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 14px;
  cursor: pointer;
  user-select: none;
  font-family: var(--head);
  font-size: 14px;
  letter-spacing:.02em;
  transition: filter .12s;
}
.sec-hdr:hover { filter: brightness(1.05); }
.sec-hdr-icon { font-size: 18px; margin-right: 6px; }
.sec-arr { font-size: 12px; transition: transform .2s; color: rgba(0,0,0,.3); }
.sec-hdr.open .sec-arr { transform: rotate(180deg); }

.sec-body { overflow: hidden; max-height: 0; transition: max-height .28s ease; }
.sec-body.open { max-height: 2000px; }
.sec-inner { padding: 10px 14px 14px; background: rgba(255,255,255,.7); }

/* Section color themes */
.sec-base  { background: linear-gradient(180deg, #A8D87A, #8CC45A); color: var(--text); }
.sec-cash  { background: linear-gradient(180deg, #74C6E8, #4AACDC); color: var(--text); }
.sec-farm  { background: linear-gradient(180deg, #FFB84A, #FF9520); color: #fff; }
.sec-pens  { background: linear-gradient(180deg, #C080F0, #A050E0); color: #fff; }
.sec-erb   { background: linear-gradient(180deg, #FF8AAA, #FF6090); color: #fff; }

/* ─── FORM FIELDS ─── */
.field { margin-bottom: 11px; }
.field:last-child { margin-bottom: 0; }
.field > label {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: 11px;
  font-weight: 800;
  color: var(--text2);
  margin-bottom: 5px;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.field-row { display: flex; align-items: center; gap: 8px; }

input[type=range] {
  flex: 1;
  -webkit-appearance: none;
  height: 8px;
  border-radius: 4px;
  background: #E0D8C0;
  outline: none;
  cursor: pointer;
  box-shadow: var(--shadow-inner);
}
input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: linear-gradient(180deg, #FFE55A, #FFBE00);
  border: 3px solid #fff;
  box-shadow: 0 3px 0 #CC8800, 0 0 0 1px rgba(0,0,0,.1);
  cursor: pointer;
  transition: transform .1s;
}
input[type=range]:hover::-webkit-slider-thumb { transform: scale(1.15); }
input[type=range]:active::-webkit-slider-thumb { transform: scale(1.05); }

.val-bubble {
  background: linear-gradient(180deg, #FFE55A, #FFBE00);
  border: 2px solid #fff;
  box-shadow: 0 2px 0 #CC8800;
  border-radius: 10px;
  font-family: var(--body);
  font-weight: 800;
  font-size: 11px;
  color: var(--text);
  min-width: 68px;
  text-align: center;
  padding: 3px 6px;
}

input[type=number] {
  width: 100%;
  padding: 7px 10px;
  background: rgba(255,255,255,.9);
  border: 2px solid #D0C8A0;
  border-radius: var(--r-md);
  font-family: var(--body);
  font-weight: 700;
  font-size: 13px;
  color: var(--text);
  outline: none;
  box-shadow: var(--shadow-inner);
  transition: border-color .15s;
}
input[type=number]:focus { border-color: var(--orange); box-shadow: 0 0 0 3px rgba(255,140,42,.2), var(--shadow-inner); }

select {
  width: 100%;
  padding: 7px 28px 7px 10px;
  background: rgba(255,255,255,.9) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%23886644'/%3E%3C/svg%3E") no-repeat right 10px center;
  border: 2px solid #D0C8A0;
  border-radius: var(--r-md);
  font-family: var(--body);
  font-weight: 700;
  font-size: 13px;
  color: var(--text);
  outline: none;
  box-shadow: var(--shadow-inner);
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
  transition: border-color .15s;
}
select:focus { border-color: var(--orange); box-shadow: 0 0 0 3px rgba(255,140,42,.2), var(--shadow-inner); }

.divider { height: 2px; background: rgba(0,0,0,.06); border-radius: 1px; margin: 10px 0; }
.det-tax-hint { font-size: 10px; color: var(--text3); margin: -4px 0 4px 8px; padding-left: 4px; border-left: 2px solid #E0D8C0; }
.det-muted-hint { font-size: 10px; color: var(--text3); margin-top: 3px; }

/* PK-Kapitalbezug Detail-Block */
.cap-block { background: rgba(50,104,40,.07); border: 1px solid rgba(50,104,40,.25); border-radius: 7px; padding: 7px 9px; margin: 5px 0 6px; }
.cap-row { display: flex; justify-content: space-between; align-items: baseline; gap: 6px; margin-bottom: 3px; }
.cap-row:last-child { margin-bottom: 0; border-top: 1px solid rgba(50,104,40,.2); padding-top: 3px; margin-top: 2px; }
.cap-label { font-size: 11px; font-weight: 700; color: #4A6840; }
.cap-val { font-size: 11px; font-weight: 800; color: #4A6840; white-space: nowrap; }
.cap-tax-lbl { color: #884030; }
.cap-tax-val { color: #884030; }
.cap-net-val { color: #286020; }
.sub-label {
  font-size: 10px;
  font-weight: 800;
  color: var(--text3);
  text-transform: uppercase;
  letter-spacing:.06em;
  margin: 6px 0;
  display: flex;
  align-items: center;
  gap: 4px;
}

/* ─── ERBSCHAFT BLOCKS ─── */
.erb-block {
  background: rgba(255,255,255,.6);
  border: 2px solid rgba(255,255,255,.8);
  border-radius: var(--r-md);
  padding: 10px;
  margin-bottom: 8px;
}
.erb-block:last-child { margin-bottom: 0; }
.erb-block-title {
  font-family: var(--head);
  font-size: 12px;
  color: var(--text2);
  margin-bottom: 8px;
  display: flex; align-items: center; gap: 4px;
}
.erb-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 8px; }
.erb-grid .field { margin-bottom: 0; }

/* ─── PREMIUM GATE ─── */
.premium-wrapper {
  position: relative;
  border-radius: var(--r-md);
  overflow: hidden;
}
.premium-blurred {
  filter: blur(4px);
  pointer-events: none;
  user-select: none;
}
.premium-overlay {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(250,243,230,.82);
  backdrop-filter: blur(2px);
  border-radius: var(--r-md);
  z-index: 10;
}
.premium-lock-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  padding: 14px 16px;
  text-align: center;
}
.premium-lock-icon {
  font-size: 22px;
  line-height: 1;
}
.premium-lock-title {
  font-family: var(--head);
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
}
.premium-lock-desc {
  font-size: 11px;
  color: var(--text2);
  max-width: 180px;
  line-height: 1.4;
}
.premium-price {
  font-family: var(--head);
  font-size: 15px;
  font-weight: 800;
  color: var(--wood);
  margin-top: 2px;
}
.premium-unlock-btn {
  background: var(--wood);
  color: #fff;
  border: none;
  border-radius: 20px;
  padding: 6px 18px;
  font-size: 12px;
  font-weight: 700;
  cursor: pointer;
  margin-top: 4px;
  transition: background .15s, transform .1s;
}
.premium-unlock-btn:hover {
  background: var(--wood2);
  transform: scale(1.04);
}
.premium-bundle-sep {
  font-size: 10px;
  color: var(--text3);
  margin: 6px 0 2px;
  text-transform: uppercase;
  letter-spacing: .05em;
}
.premium-bundle-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1px;
  background: var(--green-l);
  border: 2px solid var(--grass);
  border-radius: 12px;
  padding: 6px 14px;
  cursor: pointer;
  transition: background .15s, transform .1s;
  width: 100%;
}
.premium-bundle-btn:hover {
  background: #d4f0d4;
  transform: scale(1.03);
}
.premium-bundle-price {
  font-family: var(--head);
  font-size: 14px;
  font-weight: 800;
  color: var(--grass2);
}
.premium-bundle-label {
  font-size: 11px;
  font-weight: 700;
  color: var(--text1, var(--text));
}
.premium-bundle-hint {
  font-size: 9px;
  color: var(--text3);
}

/* ─── HAUSKAUF BLOCK ─── */
.hauskauf-block {
  background: rgba(255,255,255,.6);
  border: 2px solid rgba(255,255,255,.8);
  border-radius: var(--r-md);
  padding: 10px;
}
.hauskauf-block-title {
  font-family: var(--head);
  font-size: 12px;
  color: var(--text2);
  margin-bottom: 8px;
  font-weight: 700;
}
.hauskauf-hint {
  font-size: 10px;
  color: var(--text3);
  margin-top: 6px;
  line-height: 1.4;
}
.hauskauf-max-hint {
  font-size: 11px;
  color: var(--text2);
  margin-top: 5px;
  min-height: 16px;
}
.wef-over-warn {
  color: var(--red);
  font-weight: 700;
  font-size: 10px;
}
.hauskauf-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
}
.hauskauf-slider {
  width: 100%;
  accent-color: var(--wood);
}
.hauskauf-nk-val {
  font-weight: 700;
  color: var(--wood2);
  font-size: 11px;
}
.hauskauf-checkbox-row {
  margin-top: 8px;
}
.hauskauf-cb-label {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: var(--text);
  cursor: pointer;
}
.hauskauf-cb-label input[type="checkbox"] {
  accent-color: var(--wood);
}
.hauskauf-rueck-hint {
  font-size: 10px;
  color: var(--text3);
  margin-top: 3px;
  line-height: 1.4;
}
.hauskauf-impact-pos {
  color: var(--green);
  font-weight: 700;
}

/* ─── AUSZEIT BLOCK ─── */
.auszeit-block {
  background: rgba(255,255,255,.6);
  border: 2px solid rgba(255,255,255,.8);
  border-radius: var(--r-md);
  padding: 10px;
}
.auszeit-block-title {
  font-family: var(--head);
  font-size: 12px;
  color: var(--text2);
  margin-bottom: 8px;
  font-weight: 700;
}
.auszeit-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.auszeit-grid .field { margin-bottom: 0; }
.auszeit-hint {
  font-size: 10px;
  color: var(--text3);
  margin-top: 6px;
  line-height: 1.4;
}
.auszeit-slider {
  width: 100%;
  accent-color: var(--wood);
}
.auszeit-pensum-val {
  font-weight: 700;
  color: var(--wood);
  margin-left: 4px;
}
.auszeit-checkbox-row {
  margin-top: 8px;
  padding: 6px 0;
}
.auszeit-cb-label {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  cursor: pointer;
}
.auszeit-cb-label input[type="checkbox"] {
  accent-color: var(--grass);
  width: 15px;
  height: 15px;
}
.auszeit-ahv-hint {
  font-size: 10px;
  color: var(--text3);
  margin-top: 2px;
  margin-left: 21px;
}
/* Detail-Anzeige (rechts im Berechnungsbereich) */
.auszeit-detail-block {
  background: rgba(74,144,217,.07);
  border: 1px solid rgba(74,144,217,.25);
  border-radius: 7px;
  padding: 7px 9px;
  margin-top: 6px;
}
.auszeit-detail-title {
  font-size: 11px;
  font-weight: 700;
  color: var(--blue);
  margin-bottom: 5px;
}
.auszeit-detail-row {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--text2);
  margin-bottom: 2px;
}
.auszeit-impact-neg {
  font-weight: 700;
  color: var(--red);
}

/* ─── RIGHT PANEL ─── */
.right {
  overflow-y: auto;
  min-height: 0;
  padding: 12px 14px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  background: transparent;
}
.right::-webkit-scrollbar { width: 6px; }
.right::-webkit-scrollbar-thumb { background: var(--grass); border-radius: 3px; }

/* Kinder des rechten Panels dürfen nicht schrumpfen — Panel scrollt stattdessen */
.right > * { flex-shrink: 0; }

/* ─── KENNZAHLEN ─── */
.kz-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 8px; }
.kz-card {
  background: linear-gradient(180deg, #fff, #F8F4E8);
  border: 2px solid rgba(255,255,255,.9);
  border-radius: var(--r-lg);
  padding: 10px 12px;
  box-shadow: var(--shadow);
  position: relative;
  overflow: hidden;
  text-align: center;
}
.kz-card::before {
  content: attr(data-icon);
  position: absolute;
  top: -4px; right: 4px;
  font-size: 28px;
  opacity: .12;
}
.kz-label {
  font-size: 9px;
  font-weight: 800;
  color: var(--text3);
  text-transform: uppercase;
  letter-spacing:.06em;
  margin-bottom: 4px;
}
.kz-val {
  font-family: var(--head);
  font-size: 16px;
  color: var(--text);
}
.kz-val.ok  { color: var(--green2); }
.kz-val.bad { color: var(--red); }

/* ─── CHART CARD ─── */
.chart-card {
  background: linear-gradient(180deg, #fff, #FAFAF5);
  border: 2px solid rgba(255,255,255,.9);
  border-radius: var(--r-lg);
  padding: 14px 16px;
  box-shadow: var(--shadow);
}
.chart-title {
  font-family: var(--head);
  font-size: 14px;
  color: var(--text);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.chart-wrap { position: relative; }
.chart-h-income { height: 210px; }
.chart-h-wealth { height: 250px; }

/* ─── TOGGLE BUTTONS ─── */
.toggle-row { display: flex; flex-wrap: wrap; gap: 6px; }
.tbtn {
  font-family: var(--body);
  font-weight: 800;
  font-size: 10px;
  padding: 4px 10px;
  border-radius: 20px;
  border: 2px solid;
  cursor: pointer;
  background: transparent;
  transition: all .12s;
  text-transform: uppercase;
  letter-spacing:.03em;
}
.tbtn.on  { opacity: 1; color: #fff; }
.tbtn.off { opacity: .3; }
.tbtn:hover { opacity: .85; transform: scale(1.04); }

/* ─── COLLAPSIBLE RIGHT ─── */
.r-sec {
  background: linear-gradient(180deg, #fff, #FAFAF5);
  border: 2px solid rgba(255,255,255,.9);
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.r-sec-hdr {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 11px 16px;
  cursor: pointer;
  user-select: none;
  font-family: var(--head);
  font-size: 13px;
  color: var(--text);
  border-bottom: 2px solid transparent;
  transition: all .15s;
}
.r-sec-hdr:hover { background: rgba(255,200,50,.08); }
.r-sec-hdr.open { border-color: #EEE8D0; }
.r-sec-arr { font-size: 11px; color: var(--text3); transition: transform .2s; }
.r-sec-hdr.open .r-sec-arr { transform: rotate(180deg); }
.r-sec-body { overflow: hidden; max-height: 0; transition: max-height .25s ease; }
.r-sec-body.open { max-height: 3000px; }
.r-sec-inner { padding: 12px 14px; }
.r-sec-inner-sm { padding: 10px 14px; }

/* ─── DETAIL GRID ─── */
.detail-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 8px; }
.detail-box {
  background: #FAFAF5;
  border: 2px solid #EEE8D0;
  border-radius: var(--r-md);
  padding: 10px 12px;
}
.detail-box-title {
  font-family: var(--head);
  font-size: 12px;
  color: var(--text2);
  margin-bottom: 8px;
  padding-bottom: 6px;
  border-bottom: 2px solid #EEE8D0;
  display: flex; align-items: center; gap: 5px;
}
.detail-box b { color: var(--text); font-weight: 800; }
.detail-box .line { font-size: 11px; color: var(--text2); line-height: 2; font-weight: 600; }

.fr { display: flex; justify-content: space-between; padding: 3px 0; border-bottom: 1px solid #EEE8D0; font-size: 11px; font-weight: 700; }
.fr:last-child { border-bottom: none; }
.fr.tot { font-weight: 800; font-size: 12px; border-top: 2px solid #DDD8C0; border-bottom: none; padding-top: 5px; margin-top: 3px; }
.fr-l { color: var(--text2); }
.fr.tot .fr-l { color: var(--text); }
.fr-r { font-weight: 800; text-align: right; }
.pos { color: var(--green2); }
.neg { color: var(--red); }
.neu { color: var(--blue); }
.neu-neg { color: #C05820; }  /* Negative Sparquote: dunkel-orange */
.muted { color: var(--text3); font-weight: 600; font-size: 10px; font-style: italic; }
.chip-pos { display:inline-flex;align-items:center;gap:2px;font-size:9px;padding:1px 7px;border-radius:10px;background:var(--green);color:#fff;font-weight:800;margin-left:4px;vertical-align:middle; }
.chip-neg { display:inline-flex;align-items:center;gap:2px;font-size:9px;padding:1px 7px;border-radius:10px;background:var(--red);color:#fff;font-weight:800;margin-left:4px;vertical-align:middle; }

/* ─── VORSORGE TABLES ─── */
.vtable-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.vtable-box {
  background: #FAFAF5;
  border: 2px solid #EEE8D0;
  border-radius: var(--r-md);
  overflow: hidden;
}
.vtable-title {
  font-family: var(--head);
  font-size: 12px;
  color: var(--text);
  padding: 8px 12px;
  border-bottom: 2px solid #EEE8D0;
  background: #F0ECE0;
  display: flex; align-items: center; gap: 5px;
}
.vtable-box table { width: 100%; border-collapse: collapse; }
.vtable-box thead th { background: #F0ECE0; font-size: 9px; font-weight: 800; text-transform: uppercase; letter-spacing:.06em; color: var(--text3); padding: 5px 8px; text-align: left; border-bottom: 1px solid #DDD8C0; }
.vtable-box tbody td { padding: 5px 8px; border-bottom: 1px solid #EEE8D0; font-size: 11px; font-weight: 600; color: var(--text2); }
.vtable-box tbody tr:last-child td { border-bottom: none; }
.vtable-box tbody tr.ar td { background: #FFF8D0; color: var(--orange); font-weight: 800; }
.vtable-box tbody td.dim { color: var(--text3); font-size: 10px; }

/* ─── DECORATIVE CLOUDS ─── */
.cloud {
  position: fixed;
  background: rgba(255,255,255,.7);
  border-radius: 50px;
  pointer-events: none;
  z-index: 0;
}
.cloud::before, .cloud::after {
  content:'';
  position:absolute;
  background: rgba(255,255,255,.7);
  border-radius: 50%;
}
.c1 { width:100px;height:36px;top:80px;left:5%;animation:drift 25s linear infinite; }
.c1::before{width:50px;height:50px;top:-20px;left:15px;}
.c1::after{width:35px;height:35px;top:-14px;left:45px;}
.c2 { width:130px;height:44px;top:120px;right:8%;animation:drift 32s linear infinite reverse; }
.c2::before{width:60px;height:60px;top:-25px;left:20px;}
.c2::after{width:45px;height:45px;top:-18px;left:60px;}
.c3 { width:80px;height:30px;top:60px;left:45%;animation:drift 40s linear infinite; }
.c3::before{width:40px;height:40px;top:-16px;left:12px;}
.c3::after{width:28px;height:28px;top:-10px;left:36px;}
@keyframes drift { 0%{transform:translateX(0)} 50%{transform:translateX(18px)} 100%{transform:translateX(0)} }

/* flowers in ground */
.flowers { position:fixed; bottom:0; left:0; right:0; height:60px; z-index:0; pointer-events:none; display:flex; align-items:flex-end; padding:0 20px; gap:30px; }
.flower { font-size:20px; padding-bottom:8px; animation:sway 3s ease-in-out infinite; }
.flower:nth-child(even) { animation-delay: -.8s; animation-duration: 3.5s; }
@keyframes sway { 0%,100%{transform:rotate(-5deg)} 50%{transform:rotate(5deg)} }

/* ─── MODUS-TOOLBAR (Einfach / Experte) ─── */
.left-toolbar {
  display: flex;
  justify-content: flex-start;
  align-items: center;
  padding: 6px 12px 0;
}

.mode-toggle-wrap {
  display: flex;
  align-items: center;
  gap: 7px;
}
.mode-lbl {
  font-family: var(--body);
  font-size: 10px;
  font-weight: 800;
  color: var(--text3);
  letter-spacing: .03em;
  transition: color .15s;
  user-select: none;
}
.mode-lbl.active { color: var(--text); }

.mode-toggle {
  position: relative;
  width: 34px;
  height: 18px;
  background: #C8C0A8;
  border-radius: 9px;
  border: none;
  cursor: pointer;
  padding: 0;
  transition: background .2s;
  flex-shrink: 0;
}
.mode-toggle[aria-checked="true"] { background: var(--wood); }
.mode-toggle-knob {
  position: absolute;
  top: 2px;
  left: 2px;
  width: 14px;
  height: 14px;
  background: #fff;
  border-radius: 50%;
  box-shadow: 0 1px 3px rgba(0,0,0,.25);
  transition: transform .2s;
  pointer-events: none;
}
.mode-toggle[aria-checked="true"] .mode-toggle-knob { transform: translateX(16px); }

/* Auto-Reset-Badge für Steuer-Override */
.tax-auto-badge {
  display: inline-block;
  font-family: var(--body);
  font-size: 9px;
  font-weight: 800;
  color: var(--text3);
  background: rgba(0,0,0,.07);
  border-radius: 8px;
  padding: 2px 8px;
  margin-top: 3px;
  cursor: pointer;
  transition: color .15s, background .15s;
  letter-spacing: .02em;
}
.tax-auto-badge:hover { color: var(--text); background: rgba(0,0,0,.13); }

/* Expert-Badge — kleines Pille-Label auf Experten-Feldern */
.expert-badge {
  display: none;
  font-size: 8px;
  font-weight: 800;
  padding: 1px 6px;
  border-radius: 8px;
  background: var(--teal);
  color: #fff;
  margin-left: 5px;
  letter-spacing: .05em;
  text-transform: uppercase;
  vertical-align: middle;
}
.expert-mode .expert-badge { display: inline-flex; }

/* Experten-Felder im Einfach-Modus ausblenden */
.simple-mode .expert-field { display: none; }

/* Info-Zeile — sichtbar im Einfach-Modus statt des Sliders */
.expert-info {
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  padding: 3px 0 4px;
}
.simple-mode .expert-info { display: flex; }

.ei-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--text2);
  flex: 1;
  line-height: 1.3;
}
.ei-note {
  font-size: 9px;
  font-weight: 700;
  color: var(--text3);
  margin-top: 2px;
}
.ei-pct {
  font-size: 9px;
  font-weight: 700;
  color: var(--text3);
  margin-left: 3px;
}
.val-col {
  display: flex;
  flex-direction: column;
  align-items: center;
}
.tax-chf-hint {
  font-size: 10px;
  font-weight: 700;
  color: var(--text2);
  margin-top: 2px;
  text-align: center;
}
.ei-val {
  font-size: 11px;
  font-weight: 800;
  color: var(--text);
  background: rgba(0,0,0,.07);
  border-radius: 10px;
  padding: 2px 10px;
  white-space: nowrap;
  flex-shrink: 0;
}

/* ═══════════════════════════════════════════════════
   RESPONSIVE — Laptop (1024–1199px)
   ═══════════════════════════════════════════════════ */
@media (max-width: 1199px) {
  .main { grid-template-columns: 320px 1fr; }
  .kz-grid { grid-template-columns: repeat(2, 1fr); }
  .detail-grid { grid-template-columns: repeat(2, 1fr); }
  .logo-sub { display: none; }
}

/* ═══════════════════════════════════════════════════
   RESPONSIVE — Tablet Landscape (768–1023px)
   ═══════════════════════════════════════════════════ */
@media (max-width: 1023px) {
  body { font-size: 13px; }
  header { height: 50px; padding: 0 14px; gap: 10px; }
  .logo { font-size: 18px; }
  .logo-icon { font-size: 22px; }

  .main { grid-template-columns: 270px 1fr; height: calc(100vh - 50px); }

  .ret-age-bubble { width: 60px; height: 60px; }
  .ret-age-num { font-size: 26px; }

  .kz-grid { grid-template-columns: repeat(2, 1fr); gap: 6px; }
  .kz-val { font-size: 14px; }

  .detail-grid { grid-template-columns: repeat(2, 1fr); }
  .vtable-wrap { grid-template-columns: 1fr; }

  .chart-h-income { height: 180px; }
  .chart-h-wealth { height: 200px; }

  .val-bubble { min-width: 58px; font-size: 10px; }
}

/* ═══════════════════════════════════════════════════
   RESPONSIVE — Tablet Portrait (600–767px)
   Gestapeltes Layout: Inputs oben, Charts unten
   ═══════════════════════════════════════════════════ */
@media (max-width: 767px) {
  html, body { height: auto; overflow: auto; }

  body::after { display: none; }
  .flowers   { display: none; }
  .cloud     { display: none; }

  header { height: 48px; padding: 0 12px; }
  .logo  { font-size: 16px; }
  .logo-icon { font-size: 20px; }
  .logo-sub  { display: none; }

  .main {
    display: flex;
    flex-direction: column;
    height: auto;
    overflow: visible;
  }

  .left {
    overflow-y: visible;
    min-height: auto;
    border-right: none;
    border-bottom: 3px solid rgba(255,255,255,.5);
    padding-bottom: 4px;
  }

  .right {
    overflow-y: visible;
    min-height: auto;
    padding: 10px 10px 80px;
  }

  .section { margin: 6px 8px 0; }

  .ret-age-bubble { width: 56px; height: 56px; }
  .ret-age-num    { font-size: 24px; }

  .kz-grid   { grid-template-columns: repeat(2, 1fr); gap: 6px; }
  .kz-val    { font-size: 13px; }
  .kz-label  { font-size: 8px; }

  .detail-grid  { grid-template-columns: 1fr; }
  .vtable-wrap  { grid-template-columns: 1fr; }

  .val-bubble { min-width: 52px; font-size: 10px; }

  .chart-h-income { height: 180px; }
  .chart-h-wealth { height: 200px; }

  .r-sec-inner  { padding: 10px; }
  .sec-inner    { padding: 8px 10px 12px; }
}